Licensed Real Estate Agents and Mortgage Loan Officers who guide you through finding your home and securing your financing — in one seamless experience.
Most clients work with two separate professionals, Turn your real estate expertise into dual revenue streams with Texana Bank’s REMLO Program. separate processes, and two sets of uncertainty. We changed that.
Alfonso Vicencio and Vilma Pineda bring a rare combination of real estate insight and mortgage mastery to every client relationship.
(210) 895-3538
Work With Alfonso(323) 972-1078
Work With VilmaFrom first inquiry to final signature — we're equipped to guide you through every dimension of the homeownership journey.
Every service. One team. Zero disconnect.
Schedule a ConsultationA Real Estate Mortgage Loan Originator (REMLO) is a licensed professional who combines the revenue potential and client impact of both a real estate agent and a mortgage loan officer into a single, powerful career.
Learn More About Becoming a REMLOTraditionally, real estate agents and mortgage loan officers serve overlapping clients through completely separate processes. A REMLO bridges that gap — holding dual licensing to serve clients through the full homebuying journey from property search through loan closing.
This isn't just a career expansion. It's a fundamentally better way to serve clients, generate income, and build a practice that stands apart from the competition. REMLOs affiliated with Texana Bank enjoy access to competitive loan products, institutional support, and the credibility of an established banking brand.
Alfonso and Vilma pioneered this model and are actively looking to grow a team of like-minded professionals who believe the homebuying experience can be better — and are willing to build it.
Start the ConversationWhether you're buying a home or building a career, we're here to guide you forward.
Whether you're a homebuyer ready to start your search, a real estate professional curious about the REMLO model, or a referral partner looking to connect — reach out. We respond personally.
Thank you for reaching out. Alfonso or Vilma will be in touch personally within one business day.